An industrious and compassionate professional, Mr. Muttoo comes with a rich and vast experience of more than two decades in the Banking and Finance spectrum along with half a decade in Rural Markets and Micro Finance.
Mr. Muttoo has extensive leadership and business expertise in various streams like Retail & Commercial Banking, Consumer Finance, Distribution Management, Risk Management, Profit and Loss Ownership and Change Management.
Mr. Muttoo has been associated with top foreign banks and Financial Inclusion organizations like ANZ Grindlays, Standard Chartered, ABN AMRO, RBS, Bharat Financial Inclusion Ltd. He firmly believes that “a customer centric business coupled with right technology and operational excellence is the way to expand financial inclusion in India”
Mr. Muttoo is differentiated by financial services expertise combined with business acumen with which he has built businesses of scale and imbibed sectoral values. An avid reader and elocutionist Mr. Muttoo loves to share his experiences.
Mr. Muttoo holds an MBA degree in Marketing and Finance from the University of Pune, with further specializations from INSEAD, Singapore and ISB, Hyderabad.
Mr. Gunjan Grover, as COO, leads Operations at RBL FinServe.
Mr. Grover has a rich experience of over 14 years in Inclusive Finance. He has worked with over 120 financial institutions across 18 countries on projects involving Risk Management, Credit Ratings, Equity valuations, Due-diligences, Portfolio, and Compliance audits. He has also been a trainer for MFIs on subjects including Governance, Risk management, and Internal controls.
Mr. Grover has worked for over 10 years with a global microfinance credit rating company and in his last engagement was leading the FI partnerships team at a fintech providing wealth management services to the underbanked customers.
Mr. Grover is a CFA Charterholder, Company Secretary and an MBA (Gold Medalist) from IRMA
Mr. Manouj Kabra, as CFO, leads the Accounts and Finance function which covers Accounting, Taxation, Regulatory and Management Reporting, Business Planning and Analysis.
Mr. Kabra comes with over 18 years of experience in Banking and Financial Services Industry and has handled diverse roles encompassing Accounts & Finance, Budgeting & MIS, Audit, Taxation, Business Strategy, Profit Centre Management, Financial Planning, Wealth Management, Product & Business Development, Client/Franchisee Relationship Management, Digital Strategy, Risk Management, Compliance Monitoring, Development of Systems/ Processes, Internal Controls.
Prior to joining RBL FinServe Ltd., Mr. Kabra was associated with ICICI Bank, ICICI Securities, Angel Broking and SHCIL Services Ltd. Mr. Kabra is a qualified Chartered Accountant from the Institute of Chartered Accountants of India and holds a Bachelor’s degree in Commerce from Mumbai University.
Mr. Kingshuk Guha, as CDO, is instrumental in driving MSME, Consumer and Microfinance loans.
Mr. Guha comes with over 23 years of diverse experience in telecom and banking industry. He has worked with Modi Telstra, Spice Telecom and Tata Teleservices Ltd. in Sales and Distribution and went on to work with ABN Amro Bank / Royal Bank of Scotland and Fullerton India Credit Co. Ltd. He was instrumental in setting up and building the Asset book for ABN AMRO NV, Royal Bank of Scotland’s and FICCL for products like Auto Loans, Personal Loan and Business Loans for Salaried and Self Employed Segment.
Mr. Guha has played an integral part in the growth story of the Micro Banking and Micro finance Business at RBL Bank which he joined in early 2016. He joined RBL Finserve Ltd (formerly known as Swadhaar FinServe Pvt. Ltd.) in November 2018.
Mr. Guha has graduated from North Bengal University.
Mr. Dhrumil Dalal comes with a rich experience of over 20 years in managing IT solutions spanning both in the domestic and international markets; mainly U.S.
Mr. Dalal has worked with brands like MicroSoft Consulting, Northgate Gonzalez, Kelley Blue Brook and others. In his last assignment with Bharat Financial Inclusion Ltd, Mr. Dalal was heading the IT Team as Senior Vice President.
Ms. Anshu Mohta is a trained professional in secretarial, legal and corporate affairs and working as Company Secretary for the company since 2008.
Ms. Mohta has over 14 years of varied and rich experience in areas of Compliances (both Legal and Statutory), IPO, Private Placement of Equity, Formulation of ESOP, Listing Agreement Compliances, Foreign Direct Investment in Unlisted Companies and Due Diligence for Private Investment.
Ms. Mohta is an associate member of Institute of Company Secretaries of India and is a Gold Medalist (LLB) from Pt. Ravishankar University.